The biggest fear for many baby boomers is how to pay for the nursing home while still leaving an inheritance for the next generation. You will explore questions such as: How can I meet my nursing home goals? Is long-term care insurance right for me? What about home healthcare? Should I consider gifting money? Would I qualify for Medicaid? Does my current trust protect my assets and help avoid the nursing home? What is the 60-month claw back period? And what happens if my spouse goes into the nursing home and exhausts our money? Get answers to these questions and more, and learn how to create an effective plan to manage these uncertainties.

NEW! Is it better to have a formal plan in place or leave the future to family dynamics and an ever-changing benefits system? With proper planning, families can help provide for the future of individuals with disabilities. This class will discuss how to properly protect your assets and ensure it does not adversely affect a loved ones benefits and programs. Whether assets are tangible, income-producing, or otherwise, there are options available with their own advantages and disadvantages. Participants will learn more about how these trusts fit into their estate plan. Enter door 1.

NEW! This course will take an in-depth look at many of the issues and problems that my arise from a parent's estate plan, or lack of one. Topics include difficult probate processes, potential loss of assets to the nursing home, conflict amongst children, senior care issues, guardianship, privacy concerns, ongoing needs of surviving spouse, estate tax protection, fairness and equality amongst heirs, legacy assets, and the flow of critical information between generations. With over 30 years of experience, we will discuss real Minnesota-based examples of these challenges and explore how many of them can be avoided through thoughtful planning and communication. Enter door 1.

NEW! Participants will walk through a real Minnesota probate estate from start to finish, gaining an understanding of the executor's roles and responsibilities. Each step of the process will be covered, including current forms, court and filing requirements, accounting and procedural steps, and the sale and distribution of assets. Using real-life examples, the course will cover common questions like: Is there a reading of the will? How are personal items handled? Does the executor get paid? How are bills and creditors managed? And many more practical issues that arise during probate administration. Enter door 1.